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  1. Sound good? Here are some of the best ways to invest your money that should see a better return than your normal savings account. They are ideal if you want to better plan your financial future. 1. Paying off your debts Okay, so technically this isn’t an investment in the literal sense of the word, but there is no denying that paying off your debt is a good financial decision that is enabling you to better invest in your financial future. Once your debts are paid off, you will have more money n your pocket, which you can invest into some of the below to secure your financial future. In that sense, paying off your debts really is the best financial investment you can make. 2. Education Education is a real investment. Investing any spare money you have into gaining new qualifications is a great way to broaden your horizons ns boost your earning potential, providing that you choose to pursue qualifications that are useful, highly sought after, and which will enable you to climb the career ladder. 3. Real estate Everyone needs somewhere to live and businesses need premises to work from, so it’s a no-brainer to invest your spare cash in real estate if you’re able to do so. From vacation apartments on K Avenue in Malaysia to mall space in downtown Los Angeles, there are so many options when it comes to real estate investing, so you’re sure to be able to find a form of property investment that works for you. Don’t want to buy a whole property outright? Look at a REIT (real estate investment trust) which will enable you to pool your money with others to purchase real estate in which you will own a stake and be paid dividends on the profits. 4. Stocks and shares Stocks and shares are the traditional way to invest your money, but they are still one of the best investments you can make in 2021. Why? Because if you know what you are doing, you can potentially earn fart more growth from stocks and shares than you would from a normal savings account. Of course, investing in stocks and shares comes with more risk, but this risk can be spread, and the potential returns can make the risk worthwhile. 5. Luxury goods and collectibles Luxury goods like designer handbags and fast cars can make good investment pieces if you understand the market. They are often highly sought after as collector’s items, and they will often depreciate in value over the years. Not only that but you can get the joy out of owning them yourself too. If you want to prop up your retirement fund by investing in this way, be very careful and make sure you research the market inside and out before making a purchase. 6. Starting a business This isn’t for everyone, but if you have money sitting earning a measly few percent in interest at the bank, you could think about setting up your own business instead. Doing o could help you to take greater control over your life, find more freedom and potentially turn those savings into a huge amount of money. You’ll need a good idea and a great work ethic, but it really can be done. Don’t have the time or inclination to start your business? Why not invest in someone else’s great idea and become a stakeholder in their company. Providing you choose well, you’re almost certain to earn more than you would with that money languishing in the bank. As you can see, there are numerous ways to invest your money that don’t include cash savings. Investing in any of them could be a good move for your personal finance, but only if you take the time to think through your options carefully, avoid investing all of your money in one sector, and potentially take professional financial advice first. Growing your finances can be very rewarding, but it can also be risky, so make sure you know what you’re doing before you go ahead and make any major financial decisions. This is a contributed post.